A blog page for Christian hope, growth and encouragement through Bible verses and personal testimonies. We also give you advice for financial freedom and debt-escape strategies.
You can start afresh. Despite what is happening in your life, you can begin again. In life, we go through seasons. King Solomon, known as the wisest man in the world in his generation said, “There is a time for everything, and a season for every activity under the heavens.” (Ecclesiastes? ?3:1) I believe that…
Help, I need to make an important decision! It can be difficult to make the right decisions. I have included 12 steps from God’s Word to help you make good choices that can lead to a fruitful outcome. 12 Godly steps to make important decisions: 1.) Make sure your decisions align with God’s will: “This…
There are so many distressing things happening at the moment. This can leave you with a feeling of dread and anxiety. At times like this, the best advice I can give you is to turn to God and pray. Pray to God In Psalm? ?55, David was feeling overwhelmed and troubled. What did he do? He…
It is so easy to overspend during the festive season. I want to encourage you to avoid taking on more debt. Think twice before you spend! So, let us consider a few practical steps to help you AVOID THE DEBT TRAP this Christmas season… Don’t try to “keep up with the Joneses” You may feel…
The message of Christmas is that “God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.” (John 3:16) God so loved the world – that’s you and me. Whether you are from the gutter-most or utter-most part of society, God…
In the build-up to Christmas, we can get so busy. I know that the festive season can be crazy. Often, I am caught up running around frantically trying to tie up all the loose ends, and I end up losing my peace and joy. Many rush around in the shops and malls looking for the…
I want you to imagine what life would be like without Jesus Christ. Imagine if He had not come. Think about it: If Jesus had not come, there would be no Christmas. If Jesus had not come, there would be no Christmas trees, no Christmas lights, no celebration, no stockings to fill, no presents to…
Are you budgeting your income and expenses effectively? Practical wealth building principle: I want to encourage you to set up a BUDGET and stick to it. Having a BUDGET is all about planning and managing your finances. As the saying goes, “Failing to plan, is planning to fail”. A budget helps to ensure good cash flow….
When it comes to money, most people would love to live in financial freedom. Imagine if you had an unlimited supply of money… You would have no financial stress and no debt. You could do what you love and you could be generous. For most, this seems to be nothing more than an unattainable dream. However,…
Welcome to our PERSONAL FINANCIAL PLANNING SERIES. Today I want to chat to you about PLANNING AT RETIREMENT. As you are no doubt aware, it is vital that one starts saving early for retirement. Over your working career, you need to build up your retirement savings. If you don’t, you are not going to be able…
The modern-day church seems a mere shadow of what the early church was like. While the early church was prepared to risk everything for God and were single-minded in their focus on their mission, the present-day church seems like it has lost its fizz. While the early church walked in supernatural power, the modern-day church…
Today we continue with our PERSONAL FINANCIAL PLANNING SERIES. Today I want to chat to you about PLANNING FOR RETIREMENT. When it comes to Personal Financial Planning, many do not make adequate provision towards their retirement. “The wise man saves for the future but the foolish man spends whatever he gets.” (Proverbs 21:20) A Long term plan… It is very…
Jesus Christ is the Savior of the world. He saves, forgives, heals, delivers, and sets free. There is power in the name of Jesus. There is power in the blood of Jesus. Just one touch of the glory of God, and your life will never be the same. So many are lost, bruised, and battered…
Welcome to our PERSONAL FINANCIAL PLANNING SERIES. Today I want to chat to you about building up your SAVINGS and your INVESTMENTS. “The wise man saves for the future but the foolish man spends whatever he gets.” (Proverbs 21:20) What is the Difference Between Saving and Investing? Many new investors don’t understand that saving money and…
The world seems to be getting darker and darker. So many are down, defeated, dejected, and living in despair. I believe that God wants to bring light into the darkness. He wants to bring healing and set those who are captive free. God wants to change the atmosphere. Jesus Changes Lives Jesus is real. He…
Today we continue with our PERSONAL FINANCIAL PLANNING SERIES. An area of Personal Financial Planning that many don’t ever consider is ensuring that you have adequate insurance in place to protect your family, your assets, and yourself in the event of death, disability, sickness or an unforeseen event. The statistics show that there is a…
Many look forward to Halloween. They see it as a fun and harmless time of dressing up and going trick-or-treating. However, the underlying origin of Halloween is dark and needs to be exposed for what it is. Ephesians 5:11 tells us, “Have nothing to do with the fruitless deeds of darkness, but rather expose them.”…
You may be at a crossroads in life. At these moments, you need to make a firm decision. Do you keep going straight? Do you turn left? Do you turn right? Do you do a U-turn and head back? The road you decide to take at the crossroads will determine your future destiny. Good choices usually lead…
Today we start a new series on the importance of PERSONAL FINANCIAL PLANNING. When it comes to Personal Financial Planning, many are… battling to make ends meet, under insured, getting deeper into debt, not planning or setting goals for the future, not saving enough for short term contingencies, nor investing to build up sufficient income to…
On a scale of 1 to 10, how would you rate your relationship with God? 1 – Cold 5 – In the middle 10 – Hot Is your relationship with God hot? How is your prayer life? Are you reading your Bible? Do you have a close relationship with God? Are you sold out for…