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It is time to declare war on your debt and build towards a brighter tomorrow!

Debt is a major problem. Besides leaving many feeling overwhelmed, it leads to stress. If you have debt, your cash flow will be severely depleted. The knock on effect is that many are left with more month than money, making it difficult to even make ends meet and even put food on the table. This…

couple looking at their bills
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21 Practical Steps to Break the Debt Cycle and Build Toward Financial Freedom

We really are living in crazy times. I know it can be difficult to be positive and forward-looking when everything seems uncertain and messed up, but I want to encourage you to face your debt troubles and set up a plan to build towards financial freedom. Today, I want to share a few practical steps…

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Are you budgeting your income and expenses effectively?

Are you budgeting your income and expenses effectively? Practical wealth building principle: I want to encourage you to set up a BUDGET and stick to it. Having a BUDGET is all about planning and managing your finances. As the saying goes, “Failing to plan, is planning to fail”. A budget helps to ensure good cash flow….

building canes
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A simple God-approved strategy to build your wealth

When it comes to money, most people would love to live in financial freedom. Imagine if you had an unlimited supply of money… You would have no financial stress and no debt. You could do what you love and you could be generous. For most, this seems to be nothing more than an unattainable dream. However,…

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Personal Financial Planning – Planning at Retirement

Welcome to our PERSONAL FINANCIAL PLANNING SERIES. Today I want to chat to you about PLANNING AT RETIREMENT. As you are no doubt aware, it is vital that one starts saving early for retirement. Over your working career, you need to build up your retirement savings. If you don’t, you are not going to be able…

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Personal financial planning series – Planning for retirement

Today we continue with our PERSONAL FINANCIAL PLANNING SERIES. Today I want to chat to you about PLANNING FOR RETIREMENT. When it comes to Personal Financial Planning, many do not make adequate provision towards their retirement. “The wise man saves for the future but the foolish man spends whatever he gets.” (Proverbs 21:20) A Long term plan… It is very…

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Savings and investments

Welcome to our PERSONAL FINANCIAL PLANNING SERIES. Today I want to chat to you about building up your SAVINGS and your INVESTMENTS. “The wise man saves for the future but the foolish man spends whatever he gets.” (Proverbs 21:20) What is the Difference Between Saving and Investing? Many new investors don’t understand that saving money and…