a person sitting on wooden planks across the lake scenery
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Keep calm and stick to your long-term investment strategy.

It can be challenging to remain invested when markets are jittery. Wars, political turmoil, market uncertainty, rising inflation, and pandemics can lead to great volatility and turbulence in the markets.  With the current uncertainty, you may be tempted to cash in your investments.  I want to encourage you to keep calm, and to stick to…

person writing on white paper
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It is time to declare war on your debt and build towards a brighter tomorrow!

Debt is a major problem. Besides leaving many feeling overwhelmed, it leads to stress. If you have debt, your cash flow will be severely depleted. The knock on effect is that many are left with more month than money, making it difficult to even make ends meet and even put food on the table. This…

couple looking at their bills
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21 Practical Steps to Break the Debt Cycle and Build Toward Financial Freedom

We really are living in crazy times. I know it can be difficult to be positive and forward-looking when everything seems uncertain and messed up, but I want to encourage you to face your debt troubles and set up a plan to build towards financial freedom. Today, I want to share a few practical steps…

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Are you budgeting your income and expenses effectively?

Are you budgeting your income and expenses effectively? Practical wealth building principle: I want to encourage you to set up a BUDGET and stick to it. Having a BUDGET is all about planning and managing your finances. As the saying goes, “Failing to plan, is planning to fail”. A budget helps to ensure good cash flow….

building canes
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A simple God-approved strategy to build your wealth

When it comes to money, most people would love to live in financial freedom. Imagine if you had an unlimited supply of money… You would have no financial stress and no debt. You could do what you love and you could be generous. For most, this seems to be nothing more than an unattainable dream. However,…

man couple love people
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Personal Financial Planning – Planning at Retirement

Welcome to our PERSONAL FINANCIAL PLANNING SERIES. Today I want to chat to you about PLANNING AT RETIREMENT. As you are no doubt aware, it is vital that one starts saving early for retirement. Over your working career, you need to build up your retirement savings. If you don’t, you are not going to be able…

man and woman sitting on brown wooden bench
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Personal financial planning series – Planning for retirement

Today we continue with our PERSONAL FINANCIAL PLANNING SERIES. Today I want to chat to you about PLANNING FOR RETIREMENT. When it comes to Personal Financial Planning, many do not make adequate provision towards their retirement. “The wise man saves for the future but the foolish man spends whatever he gets.” (Proverbs 21:20) A Long term plan… It is very…

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Savings and investments

Welcome to our PERSONAL FINANCIAL PLANNING SERIES. Today I want to chat to you about building up your SAVINGS and your INVESTMENTS. “The wise man saves for the future but the foolish man spends whatever he gets.” (Proverbs 21:20) What is the Difference Between Saving and Investing? Many new investors don’t understand that saving money and…

man beach holiday woman
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Personal financial planning series – Insurance to protect you and your loved ones

Today we continue with our PERSONAL FINANCIAL PLANNING SERIES. An area of Personal Financial Planning that many don’t ever consider is ensuring that you have adequate insurance in place to protect your family, your assets, and yourself in the event of death, disability, sickness or an unforeseen event. The statistics show that there is a…

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Personal financial planning series – your personal financial plan

Today we start a new series on the importance of PERSONAL FINANCIAL PLANNING. When it comes to Personal Financial Planning, many are… battling to make ends meet, under insured, getting deeper into debt, not planning or setting goals for the future, not saving enough for short term contingencies, nor investing to build up sufficient income to…

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Are you sick and tired of going through the motions?

A QUESTION TO CONSIDER: Are you sick and tired of just going through the motions? I know many people are battling financially at present. In the current economic climate it is tough. Many have given up and are just going through the motions, living from pay check to pay check, barely surviving and definitely not…

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A simple recipe to help you build towards financial freedom

A QUESTION TO CONSIDER: Many are feeling the pinch financially. The cost of living keeps climbing and many are battling to keep up. Against this backdrop, I want to share A SIMPLE RECIPE THAT CAN HELP YOU BUILD TOWARDS FINANCIAL FREEDOM If you find this blog post helpful, we would greatly appreciate a like and…

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You can set yourself up for a BLESSED and BRIGHTER tomorrow

A QUESTION TO CONSIDER: Are you living above your means? Are you cash strapped and in over your head with mounting debt? The truth is, many are not just in debt, many are completely overwhelmed with debt. Debt keeps many in bondage and causes a lot of stress and much heartache. But you can do something about…