A blog page for Christian hope, growth and encouragement through Bible verses and personal testimonies. We also give you advice for financial freedom and debt-escape strategies.
STEP 1: You Need a Vision. Without a dream or a goal, you will just drift aimlessly. “Where there is no vision, the people perish.” (Proverbs 29:18) Dare to dream. Dream big dreams. Have a vision for your future. STEP 2: You Need a Plan. To get from where you are to accomplishing your goals,…
Many years ago, while in primary school, I remember having to complete an experiment on soil. I think the subject was called Environmental Studies and I had to present a project to show how soil worked. We were told to get a jar, go into the garden, and get sand, pebbles, stones, and small rocks….
Burdens can weigh you down. The troubles and calamities of this world can crush you and get you down. But I have good news… You do not need to hold onto your burdens. You can give them to God. He wants you to bother him with your problems. God invites you to bring your burdens…
If you plant an apple seed, what will you get? Not just apples, but a whole apple tree. That one tiny seed can produce a tree that will produce many apples each season if it is well watered and looked after. Imagine if you kept planting seeds regularly. You could end up building a full-on…
1. Put God First with Your Finances: When you put God first, he takes care of the rest. “Honor the Lord with your wealth, with the first fruits of all your crops; then your barns will be filled to overflowing, and your vats will brim over with new wine.” (Proverbs 3:9-10) 2. Know What You…
It is good to dream and to plan ahead for the future. It is great to live with purpose and passion. It is good to enjoy life and make plans for the holidays. It is also so important to plan for retirement and to set up a Will and Estate plan to protect your loved…
September is National Wills Month. So today we are going to look at the importance of having a WILL. Many people plan for the future but give no thought to death. “There is a time for everything, and a season for every activity under the heavens: A time to be born and a time to die,…
Many live independent lives, working hard in their own strength, but God wants you to rely on him. He doesn’t want you to do life in your own strength. He wants you to bother him with your problems. “Unless the Lord builds a house, the work of the builders is useless. It is useless for you…
September is National Wills Month. So today we are going to look at the importance of having a WILL. Many people plan for the future but give no thought to death. “There is a time for everything, and a season for every activity under the heavens: A time to be born and a time to die,…
To turn your financial situation around you need to exchange bad habits for good new habits. A habit is something that if practiced, and if regularly repeated, becomes a routine, or an automatic way of life. Think about driving a car. When you first start driving a car, it can be a bit overwhelming and confusing. But, when you practice driving, it…
Many don’t know what is going on with their money. It is therefore important to set up a budget. You need to know what is coming in, and where you are spending your money. However, if your budget is too rigid and strict it will leave you frustrated… You therefore need to make sure that…
Jewish people are known to be astute money managers. So recently while in Israel, I did some digging to find out why this is true. I was interested and inspired to discover that one of the secrets lies with what they teach their children about money. It turns out that from a young age many children…
One of the biggest reasons why people don’t build wealth is that they don’t follow through on their decisions. It is good to dream and to talk to your loved ones about your plans and aspirations, but if you don’t put your plans into action, you will not achieve your goals. “Hard work brings profit,…
Your No.1 wealth-building tool is your income. If you get into a habit of feeding more of your income into investments, you will be using your income as an effective wealth-building tool. Most people do not take good care of their money. You may know what you are spending on big items in your budget,…
Jewish people are known to be astute money managers. So recently while in Israel, I did some digging to find out why this is true. I was interested and inspired to discover that one of the secrets lies with what they teach their children about money. It turns out that from a young age many children…
“Unless the Lord builds the house, its builders work for nothing. Unless the Lord watches over the city, the men who watch over it stay awake for nothing. You rise up early, and go to bed late, and work hard for your food, all for nothing. For the Lord gives to His loved ones even while…
If you want to build towards financial freedom you need to spend less than you earn. If you spend less than you earn and invest the balance, you will be turning your income into assets. The more you can save and invest, the quicker you will build up your assets. Assets, if invested, will end…
It is important that you pay all your bills on time each month. If you don’t, the extra fees on your credit card and loan repayments can cost you dearly. This also applies to your taxes, where late payments lead to penalties and extra interest. If you don’t pay your bills on time, all those late…
If you feel like you have lost your way, I have good news for you: God loves you so dearly. He wants to have a close walk with you. Jesus came to “seek and save the lost.” (Luke 19:10) You may have blown it. You can approach God. He offers mercy and grace. “Let us…
Today we are going to look at 5 STEPS TO FIX YOUR FINANCES. 1. Put God 1st with your money “Will a man rob God? Yet you rob me. “But you ask, ‘How are we robbing you?’ “In tithes and offerings. You are under a curse – your whole nation – because you are robbing me. Bring…
It is CCFM’s SPRING SHARE-A-THON 2023. It is also CCFM’s 30th BIRTHDAY. It is a time to celebrate! I thought I would let you know that during this week, you have an opportunity to partner with CCFM. CCFM started as a Radio in Fish Hoek in 1993, and over the past 30 years, millions of hurting people…