A blog page for Christian hope, growth and encouragement through Bible verses and personal testimonies. We also give you advice for financial freedom and debt-escape strategies.
To turn your financial situation around you need to exchange bad habits for good new habits. A habit is something that if practiced, and if regularly repeated, becomes a routine, or an automatic way of life. Think about driving a car. When you first start driving a car, it can be a bit overwhelming and confusing. But, when you practice driving, it…
Many don’t know what is going on with their money. It is therefore important to set up a budget. You need to know what is coming in, and where you are spending your money. However, if your budget is too rigid and strict it will leave you frustrated… You therefore need to make sure that…
Jewish people are known to be astute money managers. So recently while in Israel, I did some digging to find out why this is true. I was interested and inspired to discover that one of the secrets lies with what they teach their children about money. It turns out that from a young age many children…
One of the biggest reasons why people don’t build wealth is that they don’t follow through on their decisions. It is good to dream and to talk to your loved ones about your plans and aspirations, but if you don’t put your plans into action, you will not achieve your goals. “Hard work brings profit,…
Your No.1 wealth-building tool is your income. If you get into a habit of feeding more of your income into investments, you will be using your income as an effective wealth-building tool. Most people do not take good care of their money. You may know what you are spending on big items in your budget,…
Jewish people are known to be astute money managers. So recently while in Israel, I did some digging to find out why this is true. I was interested and inspired to discover that one of the secrets lies with what they teach their children about money. It turns out that from a young age many children…
“Unless the Lord builds the house, its builders work for nothing. Unless the Lord watches over the city, the men who watch over it stay awake for nothing. You rise up early, and go to bed late, and work hard for your food, all for nothing. For the Lord gives to His loved ones even while…
If you want to build towards financial freedom you need to spend less than you earn. If you spend less than you earn and invest the balance, you will be turning your income into assets. The more you can save and invest, the quicker you will build up your assets. Assets, if invested, will end…
It is important that you pay all your bills on time each month. If you don’t, the extra fees on your credit card and loan repayments can cost you dearly. This also applies to your taxes, where late payments lead to penalties and extra interest. If you don’t pay your bills on time, all those late…
If you feel like you have lost your way, I have good news for you: God loves you so dearly. He wants to have a close walk with you. Jesus came to “seek and save the lost.” (Luke 19:10) You may have blown it. You can approach God. He offers mercy and grace. “Let us…
Today we are going to look at 5 STEPS TO FIX YOUR FINANCES. 1. Put God 1st with your money “Will a man rob God? Yet you rob me. “But you ask, ‘How are we robbing you?’ “In tithes and offerings. You are under a curse – your whole nation – because you are robbing me. Bring…
It is CCFM’s SPRING SHARE-A-THON 2023. It is also CCFM’s 30th BIRTHDAY. It is a time to celebrate! I thought I would let you know that during this week, you have an opportunity to partner with CCFM. CCFM started as a Radio in Fish Hoek in 1993, and over the past 30 years, millions of hurting people…
Good day! Welcome to this week’s notes: We have 4 segments in this message… If you missed part 3, you can read it by clicking here! MONEY MANAGEMENT: GET ADVICE If you are battling to get your finances in order, then get some advice. Why not chat to a friend or a respected family member who…
This morning, I read a scripture that sparked something in me. It was simple, short, and profound, and I just knew I had to share it with you. “… time is running out. Wake up, for our salvation is nearer now than when we first believed.” (Romans 13:11 NLT) Time is running out. We need to…
Good day! Welcome to this week’s notes: We have 4 segments in this message… If you missed part 2, you can read it by clicking here! MONEY MANAGEMENT – STUDY YOUR BANK STATEMENTS If you want to succeed financially, you need to know what is happening with your money. Do you know what is happening with…
Good Day! Welcome to this week’s notes! We have 4 segments in this message… If you missed part 1, you can read it by clicking here! MONEY MANAGEMENT: BUDGET It is important to budget. If you do not track your money, you will not know what is going on with your money. Drawing up a…
Good day! Welcome to our new revamped Financial Matters weekly notes: We have 4 segments… MONEY MANAGEMENT: SQUASH YOUR DEBT Let’s face it. Debt leads to a lot of unnecessary stress. When you add up all your debts (your home mortgage loan, car loan, your store cards, loans, and a few credit card repayments) it can…
We are living in perilous times. World views have become complicated and dangerous. There is a sexual revolution that is leading many down a dark path of destruction. Moral values are fast fading. There is an aggressive push away from God’s standard, and it is becoming hard for God’s people to stand up for what…
I played tennis with my son a few weeks ago. After a good game, where he, unfortunately, beat me, we were both exhausted. Our T-shirts were wet with sweat. All was okay until we got in the car to drive home. The smell of pickled onions filled the air… We stunk. It was really bad….
Today I pray that God will give you a fresh revelation of his heart, his love, and his Mercy and Grace. Lord, break our hearts with what breaks yours! Many Are Lost So many are hopelessly lost, broken, and hurting. I do not know what is happening in your life, but I need you to…
Today I want to look at 3 important priorities to help you build toward financial freedom. Do you know what a priority is? According to the dictionary, a PRIORITY is “a thing that is regarded as more important than another.” If you want to build a home, you cannot start with the roof. You need…