Financial advice and principles for financial freedom. You can learn how to escape debt, build wealth, and be financially free.
It is so easy to overspend during the festive season. I want to encourage you to avoid taking on more debt. Think twice before you spend! So, let us consider a few practical steps to help you AVOID THE DEBT TRAP this Christmas season… Don’t try to “keep up with the Joneses” You may feel …
Are you budgeting your income and expenses effectively? Practical wealth building principle: I want to encourage you to set up a BUDGET and stick to it. Having a BUDGET is all about planning and managing your finances. As the saying goes, “Failing to plan, is planning to fail”. A budget helps to ensure good cash flow. …
Are you budgeting your income and expenses effectively? Read More »
When it comes to money, most people would love to live in financial freedom. Imagine if you had an unlimited supply of money… You would have no financial stress and no debt. You could do what you love and you could be generous. For most, this seems to be nothing more than an unattainable dream. However, …
A simple God-approved strategy to build your wealth Read More »
Welcome to our PERSONAL FINANCIAL PLANNING SERIES. Today I want to chat to you about PLANNING AT RETIREMENT. As you are no doubt aware, it is vital that one starts saving early for retirement. Over your working career, you need to build up your retirement savings. If you don’t, you are not going to be able …
Personal Financial Planning – Planning at Retirement Read More »
Today we continue with our PERSONAL FINANCIAL PLANNING SERIES. Today I want to chat to you about PLANNING FOR RETIREMENT. When it comes to Personal Financial Planning, many do not make adequate provision towards their retirement. “The wise man saves for the future but the foolish man spends whatever he gets.” (Proverbs 21:20) A Long term plan… It is very …
Personal financial planning series – Planning for retirement Read More »
Welcome to our PERSONAL FINANCIAL PLANNING SERIES. Today I want to chat to you about building up your SAVINGS and your INVESTMENTS. “The wise man saves for the future but the foolish man spends whatever he gets.” (Proverbs 21:20) What is the Difference Between Saving and Investing? Many new investors don’t understand that saving money and …
Today we continue with our PERSONAL FINANCIAL PLANNING SERIES. An area of Personal Financial Planning that many don’t ever consider is ensuring that you have adequate insurance in place to protect your family, your assets, and yourself in the event of death, disability, sickness or an unforeseen event. The statistics show that there is a …
Personal financial planning series – Insurance to protect you and your loved ones Read More »
Today we start a new series on the importance of PERSONAL FINANCIAL PLANNING. When it comes to Personal Financial Planning, many are… battling to make ends meet, under insured, getting deeper into debt, not planning or setting goals for the future, not saving enough for short term contingencies, nor investing to build up sufficient income to …
Personal financial planning series – your personal financial plan Read More »
I know that the last year has been tough. You may be finding it difficult to keep a positive outlook, but no matter how bad things are, I want to encourage you to be optimistic, to keep your head up and to stay strong. Despite the crazy times in which we live, I pray that your …
A THOUGHT TO CONSIDER: Are you aware that there is a FAITH TEST in the Bible when it comes to God and your money? PRACTICAL PRINCIPLE: When I was growing up, I remember hearing that you must never put the Lord your God to the test. Deuteronomy 6:16 confirms this. Jesus also told us in …